On July 12, 2026, Governor Josh Shapiro signed Senate Bill 604 into law as Act 23 of 2026, making Pennsylvania the 40th state to enact the Counseling Compact (Counseling Compact Commission, July 2026). The headline traveled fast. Here is the part that didn't: only six states are actually issuing privileges to practice today, and the Counseling Compact covers licensed professional counselors only. If you hold an LCSW or an LMFT, the Commission's own guidance says you typically do not qualify, which is why the counseling compact vs social work compact question matters more than the state count.
That gap between what a compact says and what a compact does is the real story for anyone building a practice in New York, New Jersey, or Connecticut. So let's go through it license type by license type, state by state, with the numbers attached.
Here's the shape of it before we get into detail:
- LPC / LMHC / LPCC go through the Counseling Compact. 40 states enacted, 6 usable.
- LCSW goes through the Social Work Licensure Compact. 35 states enacted, 0 usable.
- Psychologists go through PSYPACT, the only behavioral health compact fully operational today.
- LMFT has nothing, and no compact is being built.
- New York clinicians are in zero compacts of any kind, across every license type.
What Pennsylvania actually passed on July 12
Pennsylvania's Counseling Compact bill was not a squeaker. SB 604, sponsored by Sen. Lisa Boscola (D-18), cleared the state Senate 45 to 5 on July 17, 2025, then passed the House 188 to 14 on June 30, 2026 before the governor signed it (Pennsylvania General Assembly). Near-unanimous, across both chambers, across both parties.
The law takes effect 60 days after signing, which puts it at roughly mid-September 2026 (Counseling Compact Commission). That date is worth holding loosely, because taking effect and going live are two different events.
Taking effect means the statute is operative in Pennsylvania. Going live means the Pennsylvania board has completed FBI background-check authorization, written rules, set fees, and connected to the compact's shared data system, and a counselor in Harrisburg can actually log in and buy a privilege to see a client in Columbus. Nothing in the July 12 signing does that second thing. Pennsylvania joins the queue.
One small detail tells you how much of this is still under construction. The compact's own official map at counselingcompact.gov currently lists 37 jurisdictions and does not show Pennsylvania. The Commission's news page says 40. When the system's own map lags its own press release, that's a decent proxy for how fast the rest of the machinery moves.
Local coverage was written for consumers. A July 11 piece in the Philadelphia Inquirer, published as the bill reached the governor's desk, led with a state representative whose therapist had to cancel a virtual session after traveling out of state. Warm, true, useful for the public. It also never mentioned that the fix arrives in 60 days and then still doesn't work.
Does the Counseling Compact cover LCSWs and LMFTs?
No. The Counseling Compact Commission is explicit on this: the compact covers licensed professional counselors, and holders of an LCSW or LMFT typically do not qualify because they haven't completed the counseling-specific education and examination requirements the compact is built around (Counseling Compact FAQ). This is the single most common misreading of every "40 states" headline.
It matters more than it sounds, because of who actually staffs the master's-level therapy workforce. Walk into any group practice in the tri-state area and count the licenses. You'll find LCSWs, LMHCs, LPCs, LMFTs, and a psychologist or two, all doing overlapping clinical work, all sitting in the same case consultation, all subject to the same insurance panels. Four of those license types answer to four completely different portability regimes.
So when a PA counselor and a PA social worker read the same headline on July 12, one of them got news and the other got nothing. Pennsylvania has enacted the Counseling Compact. Pennsylvania has not enacted the Social Work Licensure Compact. Same state, same week, same profession in every practical sense, opposite outcome.
The demand pressure underneath this is not theoretical. HRSA's Bureau of Health Workforce projects a shortage of 69,610 mental health counselor FTEs and 87,630 addiction counselor FTEs by 2036 (HRSA). The workforce we have is already spread thin, and we've built four separate systems to decide which parts of it are allowed to cross a state line.
Counseling compact vs social work compact: which one covers your license?
Here is the whole picture in one table. Enacted means a state passed a law. Usable means a clinician can actually obtain authority to practice today.
| Your license | Compact | States enacted | Actually usable today |
|---|---|---|---|
| LPC / LMHC / LPCC | Counseling Compact | 40 | 6 states (AZ, MN, OH, LA, GA, IN) |
| LCSW / LMSW / BSW | Social Work Licensure Compact | 35 | 0 states |
| Psychologist (PsyD / PhD) | PSYPACT | ~40 plus DC and CNMI | Yes, fully operational |
| LMFT | None exists | 0 | No |
Sources for that table: the Counseling Compact Commission for counts and go-live states, swcompact.org for social work, the National Governors Association for PSYPACT structure, and AAMFT for the absence of an MFT compact.
The six operational Counseling Compact states came online slowly. Arizona and Minnesota went first on September 30, 2025. Ohio followed January 5, 2026, then Louisiana on April 20, Georgia on June 2, and Indiana on June 8 (Counseling Compact Commission). That's roughly one state every six to eight weeks. Thirty-four enacted states are still waiting. Do that arithmetic at the current pace and you get years, not quarters.
Where do New York, New Jersey, and Connecticut actually stand?
The tri-state picture is bleaker than the national numbers suggest. New York is a member of nothing. Not the Counseling Compact, not the Social Work Licensure Compact, not PSYPACT. Every license type, every compact, New York is outside.
Here it is stacked one state at a time. LMFTs don't appear in any row, for the same reason they don't appear anywhere else: no MFT compact exists in any state.
| State | Compact | Status today |
|---|---|---|
| New York | Counseling (LPC/LMHC) | Not enacted |
| New York | Social Work (LCSW) | Not enacted |
| New York | PSYPACT (PsyD/PhD) | Not enacted |
| New Jersey | Counseling (LPC/LMHC) | Enacted, not operational |
| New Jersey | Social Work (LCSW) | Enacted 2025, not operational |
| New Jersey | PSYPACT (PsyD/PhD) | Participating and operational |
| Connecticut | Counseling (LPC/LMHC) | Enacted, not operational |
| Connecticut | Social Work (LCSW) | Enacted 2024, not operational |
| Connecticut | PSYPACT (PsyD/PhD) | Participating and operational |
| Pennsylvania | Counseling (LPC/LMHC) | Enacted 2026-07-12, not operational |
| Pennsylvania | Social Work (LCSW) | Not enacted |
| Pennsylvania | PSYPACT (PsyD/PhD) | Participating and operational |
Read that state by state and the practical answer is stark. A New Jersey or Connecticut clinician sits inside three compacts on paper and can use exactly one of them, and only if they're a psychologist. A New York clinician holds zero cards. New York did have a PSYPACT bill, S7136, which cleared the Senate Higher Education Committee in May 2025 and then died without becoming law. There is no evidence in front of us that any of the three is close.
If you practice in New York and your client spends the summer at a rental in the Poconos, none of the July 12 news changes anything about that session. The rules you were following in June are the rules you're following in October. (Related reading on the state's other regulatory push: New York's 2026 network adequacy rules.)
Why hasn't New York joined any of them?
Because New York's objection is a real one, and it deserves to be stated at full strength rather than waved off as bureaucratic inertia. State education officials have consistently raised the same concern across multiple legislative sessions: joining a compact means ceding a meaningful piece of licensure and disciplinary authority to whichever state a clinician calls home.
Think about what that means mechanically. Under a privilege model, a counselor licensed in a state with lighter supervision hour requirements, a different exam pathway, or a thinner disciplinary apparatus can treat New Yorkers without New York ever having evaluated that clinician's file. If something goes wrong, the primary disciplinary lever sits in the home state. New York's regulators would be relying on another jurisdiction's investigative capacity and another jurisdiction's standards to protect New York clients.
There's a specific wrinkle that sharpens the point. The codified compact text requires an FBI fingerprint background check, and it also specifies that federal criminal record information cannot be shared between states through the compact's own data system (Virginia Code § 54.1-3500.1). Each state runs its own check and keeps its own result. A regulator who wants a complete picture of an out-of-state licensee cannot simply pull it from the shared system.
You can disagree with where New York lands. Plenty of clinicians do, loudly, and the access cost of that position falls on clients and on the therapists trying to serve them. The underlying tension is still genuine: portability and state-level accountability pull against each other, and there's no version of a compact that maximizes both. Anyone selling you a story where one side of this is simply the villain is selling you a simpler world than the one we work in.
The system is the problem here. Four compacts, four governance structures, four timelines, three professions treated as three separate species, and fifty state boards each deciding independently. Nobody designed that. It accumulated.
Counseling compact vs social work compact: two different machines
Here's the beat almost nobody explains, and it's the one that will save you the most confusion. The Counseling Compact and the Social Work Licensure Compact are two different products with two different mechanisms. An LCSW who builds a mental model from counselor-oriented coverage will end up with the wrong expectations entirely.
The Counseling Compact sells you a privilege, per state
Under the Counseling Compact, you keep your home-state license and then apply for a separate privilege to practice in each remote state where you want to see clients. Every privilege is its own application, its own fee, its own jurisprudence requirement. Ten states means ten privileges. Applications run through a system called CompactConnect.
Cost structure: $30 to the Commission per privilege, per state, plus that state's own fee (Counseling Compact FAQ). State fees range from $0 to $264. Ohio's privilege fee is $55 for both initial issuance and renewal (Counseling Compact application page), and that's the one figure we can point to with confidence. Treat other per-state totals floating around the internet as unverified until the Commission publishes them.
The Social Work Compact issues one multistate license
The social work model works differently. Rather than buying access state by state, an eligible social worker obtains a single multistate license that carries authority across all participating member states (National Governors Association). One license, one renewal, one set of paperwork. It also covers three practice levels: bachelor's, master's, and clinical.
On paper that's a cleaner design. In practice it hasn't issued anything yet.
The social work timeline is the honest problem
Thirty-five states have enacted the Social Work Licensure Compact as of July 2026, with Wisconsin (April 9, 2026), West Virginia (June 9, 2026), and Alaska (July 7, 2026) among the most recent (swcompact.org). The compact activated on April 12, 2024 when it hit its seven-state threshold. That was over two years ago.
Multistate licenses issued since activation: zero (swcompact.org).
The bottleneck is the shared data system. The compact's vendor build is estimated to complete in Spring 2027, per the compact's own news updates. Some FAQ language elsewhere floats shorter windows, and older estimates said 12 to 24 months from activation, which has already come and gone. The honest read for an LCSW planning 2026 and 2027: don't build a business model, a hiring plan, or a telehealth expansion on the Social Work Compact. Plan as if it arrives late, and treat an earlier launch as a pleasant surprise.
What a privilege costs and what it actually requires
Assume you're an LPC in an operational state and you want a privilege. The codified compact text spells out the requirements, and they're stricter than "you have a license" (Virginia Code § 54.1-3500.1):
- An active, unencumbered home-state license at the highest independent-practice level, held clean for the previous two years.
- Your home state is your primary state of residence, and it has to be both a member and operational.
- An SSN or NPI on file.
- An FBI fingerprint background check.
- The remote state's jurisprudence requirement, satisfied separately for each state.
- Home-state continuing education, which is what keeps your underlying license current.
- $30 to the Commission per privilege, plus the remote state's fee, $0 to $264.
The two-year clean-license requirement is the one that surprises people. A newly independently licensed counselor who just finished supervision does not walk into a privilege on day one. Neither does a clinician working through a resolved board matter, even a minor administrative one.
And the fee math compounds quietly. Three states is a manageable line item. Ten states is ten commission fees plus ten state fees plus ten renewal cycles on ten different calendars, and every one of them generates its own reminder email, its own receipt, its own thing to track. Those costs belong in your fee model, not in your margin, which is the same arithmetic behind setting out-of-network rates. That kind of administrative sprawl is exactly what your practice infrastructure should absorb on your behalf instead of landing on your Sunday night. It's part of why we built VibeCheck.luxury the way we did, though to be clear, no software makes you eligible for a compact. That part is between you and the boards.
What changes day to day under a privilege
Getting the privilege is the easy half. Working under one changes several things at once, and each has a clinical consequence, not only an administrative one.
Both states have to be live. Your home state going operational is not sufficient. The state where your client is physically located has to be operational too. Two live states, or no privilege.
You follow the client's state's rules. When you see someone under a privilege, you're practicing under the remote state's laws and regulations, including its telehealth rules and its scope-of-practice limits. Mandated-reporting thresholds shift. Consent requirements shift. What you're permitted to assess or treat can shift. The clinical frame stays yours; the legal frame belongs to wherever the client is sitting. (If you're already tracking cross-state telehealth mechanics, our breakdown of 2026 telehealth billing changes covers the billing side.)
Telehealth is explicitly covered. This is a genuine win worth naming. The compact requires member states to recognize the right to practice via telehealth under a privilege, so the modality itself is no longer the obstacle it used to be. Payer rules are a separate clock, though, and the Medicare in-person requirement returning in 2027 can restrict a session your license permits.
Your privilege dies with your home license. There's no separate clock and no independent grace period. If your home-state renewal lapses, every privilege lapses with it, simultaneously, in every state.
Discipline anywhere flows everywhere. An adverse action in your home state deactivates your privilege in every member state at once. You cannot obtain a new privilege until the encumbrance is resolved and two years pass without a new restriction. One board matter, and your multi-state caseload is gone for two years.
Moving is not a transfer. Relocate and you apply in the new home state from scratch. There's an expedited path if you already hold a privilege there, and a new background check plus a new jurisprudence requirement still apply. A cross-country move mid-caseload is a continuity-of-care problem for your clients, and it deserves the same planning you'd give any other clinically significant disruption.
Is there an LMFT compact coming?
No, and this one is worth saying plainly because hopeful roundups keep implying otherwise. AAMFT has declined to build an MFT compact, citing development costs in excess of a million dollars, and instead pursues state-by-state model endorsement legislation (AAMFT).
Their alternative is a 2019 model full-endorsement law, and it has moved. MFT portability bills were signed in Arizona, Georgia, Iowa, Maryland, Tennessee, and Virginia during the 2024 sessions. That's real progress, and it's a different mechanism: endorsement means a state agrees to recognize your existing license through its own process, one state at a time, with its own application and its own timeline. There's no privilege and no multistate license involved.
For an LMFT in the tri-state area, the practical situation right now is the thinnest of any therapy license. No compact, no plans for one, and none of NY, NJ, or CT among the 2024 endorsement states. LMFTs remain the profession most often left out of "compacts for therapists" explainers, which is its own quiet tell about how this field organizes attention.
Counseling compact vs social work compact: what a tri-state therapist should do now
You don't get to wait for the system to finish assembling itself. So, practically:
- Confirm which compact your license type belongs to before you plan anything. LPC and LMHC go to Counseling. LCSW goes to Social Work. Psychologists go to PSYPACT. LMFTs go to state-by-state endorsement. Getting this wrong wastes months.
- Check operational status, not enacted status, for both states. The only question that matters is whether privileges are being issued today in your state and in your client's state. Verify it on the Commission's news page, not on a roundup article, and not on the official map, which is currently stale.
- If you're in NY, NJ, or CT and you're not a psychologist, assume no compact relief through 2026. Build your out-of-state plan on individual state licensure by endorsement, the same way you would have three years ago. Budget the time accordingly, because state-level processing delays are their own long story (we covered a parallel version of that in credentialing delays).
- Protect the two-year clean license window. If a compact ever does open for your license type, eligibility looks backward two years. The record you're building right now is the record that qualifies or disqualifies you later.
- Ask clients where they'll physically be. Not where they live. Where they will be sitting during session. Travel, college, seasonal moves, and a parent's house over the holidays are all border crossings, and they're the ones that catch clinicians off guard.
- Track PA if you're a Pennsylvania LPC. The law takes effect around mid-September 2026. Watch for the board's rulemaking, its fee schedule, and its data-system connection. Those three milestones, rather than the signing, are when you can actually use it.
Pennsylvania's near-unanimous votes were a good sign about political will. The lag between a signature and a working privilege, still unknown for PA and realistically 2027 or later, is a bad sign about everything else. Both of those things are true at once, and clinicians deserve the version that includes both.
The short version of counseling compact vs social work compact, for 2026: one is a per-state privilege that six states will actually sell you, the other is a single multistate license that nobody has been issued yet, and neither one is available to an LMFT or to anyone licensed in New York. Plan against those numbers, not the headline.
If you're mapping out multi-state work and want to think it through with someone who does this paperwork, book a call. And if you're at an earlier stage entirely, our 90-day plan for leaving an agency covers the licensure sequencing that comes first.
FAQ
Is Pennsylvania really the 40th Counseling Compact state?
Yes. Gov. Josh Shapiro signed SB 604 into law as Act 23 of 2026 on July 12, 2026, and the Counseling Compact Commission confirmed Pennsylvania as the 40th member. The law takes effect 60 days later, around mid-September 2026.
Can Pennsylvania counselors start practicing in other states in September?
No. Taking effect and going live are different things. Six states currently issue privileges: Arizona, Minnesota, Ohio, Louisiana, Georgia, and Indiana. Pennsylvania still has to complete FBI background-check authorization, rulemaking, fee-setting, and data-system connection first.
Does the Counseling Compact cover LCSWs?
No. The Commission is explicit that it covers licensed professional counselors only, and that LCSW and LMFT holders typically don't qualify because they haven't completed counseling-specific education and exam requirements. Social workers have a separate compact.
When can LCSWs use the Social Work Licensure Compact?
Not yet, and not soon. Thirty-five states have enacted it and it activated in April 2024, and it has issued zero multistate licenses to date. The data system vendor build is estimated to complete in Spring 2027.
Is there a compact for LMFTs?
No, and none is being built. AAMFT has declined to pursue one, citing development costs in excess of a million dollars, and instead promotes state-by-state model endorsement legislation. LMFTs currently have the fewest cross-state options of any therapy license.
Can New York therapists use any of these compacts?
No. New York has not enacted the Counseling Compact, the Social Work Licensure Compact, or PSYPACT. State education officials have raised concerns about ceding licensure and disciplinary authority to other states. New York clinicians remain outside all three.
What about New Jersey and Connecticut?
Both have enacted the Counseling Compact and the Social Work Licensure Compact, and neither is operational in either state. Both participate in PSYPACT, so psychologists there can practice across state lines today. Counselors and social workers cannot.
Whose rules do I follow when practicing under a privilege?
The remote state's. When you see a client located in another state under a privilege, you're bound by that state's laws and regulations, including telehealth rules and scope-of-practice limits, rather than your home state's.